How Can Small Businesses Eliminate Credit Card Processing Fees?

Short Answer: You can eliminate credit card processing fees by using a cash discount or dual pricing program. EZ Payment helps small businesses like yours pass the fee to the customer legally and effortlessly, so you keep 100% of your sale.

Key Takeaways

• Cash discount and dual pricing programs are legal in most states

• You can still accept all major credit cards

• EZ Payment offers a seamless setup and support

• Small businesses can save thousands each year

• How to Eliminate Credit Card Processing Fees as a Small Business

Let me guess: you’re tired of watching your profit shrink with every swipe, tap, or chip-insert. As a small business owner, it feels like you’re doing everything right, but those credit card processing fees are quietly eating away at your bottom line. We get it—we’ve helped hundreds of businesses in your shoes. The good news? You can fight back.

The fastest and most legal way to eliminate credit card fees is by implementing a cash discount program or dual pricing strategy. Instead of raising your prices or limiting how customers pay, you simply offer a discount to those who pay with cash. That way, the fee for credit card use is covered by the customer choosing to pay that way—not by you.

With EZ Payment, the setup is super simple. We provide the signage, technology, and support you need to stay compliant and make it crystal clear to your customers. In fact, many customers don’t mind paying the fee—especially when it’s explained upfront.

This model works great for restaurants, retail shops, auto shops, salons, and just about any local business that takes cards. You’re not alone in wanting a better way. Business owners using our zero-fee processing programs have reported saving $300 to $2,000 a month depending on their volume.

Bottom line: You shouldn’t have to lose money just to get paid. And now, you don’t have to.

Visit https://ez-payment.com to get your free consultation and start keeping more of your money where it belongs: in your business.

People Also Ask

How to avoid credit card fees as a small business owner?

Use a compliant cash discount program like the one offered by EZ Payment. You can legally pass the fee to your customer instead of absorbing it.

Can a small business write off credit card processing fees?

Yes. Credit card processing fees are considered a business expense and are tax-deductible.

Is it illegal to charge the customer a 3% credit card fee?

In most states, it’s legal as long as it’s disclosed properly. EZ Payment ensures you follow all the right rules so you're protected.